Deferred Annuities
A deferred annuity is a vehicle for accumulating savings in order to eventually distributing the proceeds.

Variable Basics
Variable annuities have features of both life insurance and investment products retirement?

Taxation
The growth of the annuity value during the accumulation phase is tax-deferred

Company Default Risk
Consider the financial strength of the insurance company that writes your annuity contract.

Annuity Fees & Costs
Depending on the annuity, the advisor should expect 1% to over 10% commission on the lump sum amount.



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