Deferred Annuities
A deferred annuity is a vehicle for accumulating savings in order to eventually distributing the proceeds.

Variable Basics
Variable annuities have features of both life insurance and investment products retirement?

Taxation
The growth of the annuity value during the accumulation phase is tax-deferred

Company Default Risk
Consider the financial strength of the insurance company that writes your annuity contract.

Annuity Fees & Costs
Depending on the annuity, the advisor should expect 1% to over 10% commission on the lump sum amount.



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Ridleyinsurance.com - Our Commitment to Your Privacy

Our Privacy Policy is designed to assist you in understanding how we collect and use the personal information you provide to us and to assist you in making informed decisions about annuities when using our site.

What Information Do We Collect?

When you visit our Web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.

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If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses.

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Similar to other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and Web server logs to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site. We, our advertisers and ad serving companies may also use small pieces of code called “web beacons” or “clear gifs” to determine which advertisements and promotions users have seen and how users responded to them....